insurance cost

f90x · Post by **f90x** » Thu Jan 17, 2008 10:45 pm

i'm currently with carole nash but i've had a quick look at ebike and got a quote but it is quite expensive at £406.35 which is only a few quid less than i paid for my fireblade last year. now, i know i live in central london but the bike is kept in a brick garage in beaconsfield and is insured as 'kept at that address'.

i'm 42 with full no claims and use it for about 5000 miles a year (iknow, a lightwieght but i do live and work in central london remember) is there anyone with a similar description and if so what are you paying and with whom?

yours, about to be fleeced
Steve

Doug K · Post by **Doug K** » Fri Jan 18, 2008 5:13 pm

f90x

I'm 49, live in Essex, got 3 years NCB and I've got a 2 bike, (K75 & R1100S), TPF&T policy from BMW insurance. Annual mileage 5000, policy also includes Euro insurance cover.

Cost - £100 a year.

JamesL · Post by **JamesL** » Fri Jan 18, 2008 6:33 pm

My spec is similar to Doug's, out in Warwickshire from BMW insurance at the same price. I had a look around at renewal time and was surprised to see that BMW was in line with the market.

Cliff · Post by **Cliff** » Fri Jan 18, 2008 8:13 pm

Hi Steve

45, Carole Nash, full comp (8 years) £120 - Moved from BMW@ £250.

Cheers, Cliff

tripe · Post by **tripe** » Fri Jan 18, 2008 11:33 pm

how bizarre my ebike insurance is with all mods declared, 10000 milespa parked on a london street and chained for 175pa. 45 and full no claims

Cobbster · Post by **Cobbster** » Sat Jan 19, 2008 5:40 am

Hi, Swinton Collonade 44, 2yrs NCB, Fully comp, kept in brick garage £260.
Thinking about moving at renewal as Ive been told their crap when it comes to claim from them.

Cobbster.

f90x · Post by **f90x** » Sat Jan 19, 2008 11:42 am

I'm clearly being stitched somewhere. They are aware of the PC3 and the Lazers but even so it does seem a bit high, especially when my blade was the same amount.

Cliff, do you live in a particularly qiuet/safe area?

Tripe, what mods are they that you have declared? That's an amazing price for London, is it fully comp?

Oh, and Doug... I think you'll find the gunmetal grey ones are fastest

Steve

Cliff · Post by **Cliff** » Sat Jan 19, 2008 12:59 pm

Hi Steve

Northampton - crime capital of the east midlands...

Cheers

tripe · Post by **tripe** » Sat Jan 19, 2008 1:55 pm

Here we are straight from the certificate

Alarm / Immobiliser: Datatool System 3
Mechanical Devices: Abus Granit Black/Gold 37/60 CS 11 MKS
ID Systems: Smartwater
Modifications: 6
: Shock Absorber Uprated
: Carbon Fibre/Chrome additional or replacement parts up to £500
: Exhaust - No performance increase
: Upgraded Air Filter
: After market fairing/paniers/luggage box up to £500
: Power Commander
Cover
Cover: Comprehensive
Class of Use: Social, Domestic & Pleasure (incl. Commuting)
NCD: 5 or more

Qualifications: Bike Safe

and the bike is from '99

and it was £185pa

f90x · Post by **f90x** » Sat Jan 19, 2008 3:42 pm

Hmmmm i shall have to have a word with my insurers

f90x · Post by **f90x** » Wed Jan 23, 2008 7:00 pm

ok! carole nash are quoting me £280 comp for the 's' and my cbr600 on the same policy. i might just do it

Nick BCR · Post by **Nick BCR** » Tue Jan 29, 2008 6:01 pm

My quote from CN was £260 fully comp for 52 plate Boxer Cup - I'm 46 with 7 yrs no claims. They also wanted £42 to cover the next 54 days to my current renewal date.

I just got a quote from BMW and it is £143 - no contest, will use BMW Insurance.

Weird - the above is the opposite of the post by Cliff.

Cheers, Nick

Jas W · Post by **Jas W** » Tue Jan 29, 2008 6:23 pm

Hi- insured mine tail end of last year,49,max no claims,protected NCD, £90 fully comp

through Bike Team-recently taken over by equity red star ,i think.

leasky · Post by **leasky** » Tue Jan 29, 2008 8:06 pm

I too was with BMW Insurance for the first year but went to E-Bike this time last year after reading a thread on here.

BMW were £163 fully Comp. E-Bike quoted £116.

Insurance due again next month and good old E-Bike are down to £98.

I am 42 with full, protected NCB but the bike is worth less then 3K and I have the policy limited to 5,000 miles per year. It does however come with 30 days cover for Europe.

As they say boys; its a Post Code thing. Although we need to have some perks for living in Aberdoom.

f90x · Post by **f90x** » Tue Jan 29, 2008 8:28 pm

yeah, even though my bike is garaged in beaconsfield i actually live in the equal 1st place highest post code area in the uk. london N7
bummer