Insurance - What do you pay?

[Stevie]

Just paid £170 for my brand new bike with Devitt DA (BMW insurance) fully comp, and if I add another BMW it only costs £10.50 for each bike up to 4 bikes.

Andrew

What???? In Fife?????? What lies did you tell them????

[andrew s]

Stevie,

Well I am 110 years old and have been riding for 94 years.

I was only paying £140 for my Boxer Cup, being over 40 and full no claims protected plus a class 1 rider might have helped me.

Andrew

[Black Knight]

Black Knight,.. just to make you feel better, .... Age 40+, 7 years NCB, full licence 28 years, .... £1,126.00 per annum,.. third party only.

007 by any chance?

[Stevie]

Stevie,

Well I am 110 years old and have been riding for 94 years.

I was only paying £140 for my Boxer Cup, being over 40 and full no claims protected plus a class 1 rider might have helped me.

Andrew

Andrew,
Must be the class 1 bit that did it. No doubt your occupation helped too. Perhaps my occupation as a professional sky-diving, helicopter stuntman, with a part-time job as a knife catcher in a circus troop pushed the premium up a bit.

[BlueBoxer]

I've been with Carol Nash for years, last year ~£330 then at renewal ~£700.

I called Bennets, Basic £230 FC for the FJR + R1100S. 40+ 7+ yr NCB in St Helens. £300 with the European breakdown cover, which is important to me.

Bennet's cover reads as good as CN, so why do CN want so much more?

[rogerslater]

Norwich Union: £156.93, fully comp. including UK and Europe Roadside Assist, UK Recovery, full business use. 57 years old with full NCB and ROSPA Gold.

[Black Knight]

Bennet's cover reads as good as CN, so why do CN want so much more?

I don't think its that, it's simply a cheap price to lure you in and they hope you'll renew without shopping around.

[snavetrauts]

Blue Boxer wrote....

Bennet's cover reads as good as CN, so why do CN want so much more?

They saw your avatar... ??!!

[BlueBoxer]

Bennet's cover reads as good as CN, so why do CN want so much more?

I don't think its that, it's simply a cheap price to lure you in and they hope you'll renew without shopping around.

You may be right. If it goes up next year, I'll phone around, I wouldn't be surprised if I end up going back to CN

[AvTech37]

Went over to BMW (Devitt) a few years ago when I had to look after a friends 1150RT who had to move to Hong Kong for 18 months. BMW were one of the few to offer insurance without me being the registered keeper. CN would have been a little cheaper but I had to register the bike in my name.
Currently paying £203 for my BCR and 90S. I reckon that's pretty good but then I am an old git.

Happy Christmas

Richard G.

[Lars1974]

hi mate,

i am paying about 285 pounds per year. its with H&R insurance.
i am 32 with 4 yrs NCB and the bike does have an alarm and is garaged in a Wokingham postcode.

hope this helps.
thx Lars

[tripe]

175 fully comp and 150 excess (ebike). Alarmed and chained in the road with a W postcode. 43 years old physically but the brain has still got alot of catching up to do.

[Gromit]

I dunno exactly what my insewerance premium is - I just know it's too bloody much for where I live...

Reckon it's around 320 quid F/C for an '04 BCR. Max NCB, garaged in a UB postcode (ie one of the most expensive in the country). I'm 41, 6'3" with green eyes and receding hairline....er wrong thread...

Trouble is, the bike's on MoD property, 15' high security fence, armed guards on the entrance and my bike's in a locked garage over 400yds from that entrance. If anyone can nick it they bloody well deserve to have it.

[Neil178]

You guys bother with insurance?

[Blackal]

If anyone can nick it they bloody well deserve to have it.

Right! I'll get the lads round

It must be a bad area.............. my first year of biking (so no experience or NCD) with the BCR was through Bennetts and cost £350 fully comp

Al