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Insurance address change

Posted: Fri Feb 13, 2015 2:46 pm
by sherpatensing
Moved home (7 miles away from my old house) so phoned CN and changed address details. Charged over £40....! :shock:

Posted: Fri Feb 13, 2015 3:09 pm
by jeznewsome
Can happen dependent on the postcode change and the randomizer that is insurance cost :shock:

Posted: Fri Feb 13, 2015 3:10 pm
by dave the german
Not impressed with Auntie Carole at the moment. When I bought the 1200, I was quoted £56 to add it but when I phoned on the day it went up to £76. Whoever I spoke to said they would listen to the conversation but he still came back with the higher price so this time I will be shopping around. Who do other Trixters use for multi bike policies?

Posted: Fri Feb 13, 2015 3:23 pm
by Al
I have used ebike for years and but I am with swinton at the moment, I changed as I was not happy when I had a claim on my ecar policy. With ebike you can do any changes online free of charge but not easy to get to talk to them if you have policy issues, £1.20 a minute! Swinton`s policy can be set up over the phone, they do each bike seperately but then add them on one policy, sounds confusing but seems to work ok, but they charge for certain changes, ok if you are not a serial bike changer.

Al.

Posted: Sat Feb 14, 2015 6:33 pm
by oyster
Moving from Barnet to Kings Cross, eight miles, will double an insurance quote. Further to recent bad weather (five year history) makes my postcode amongst the uninsurable with some companies for property due to new flood risk.

Posted: Sun Feb 15, 2015 12:46 am
by metropolis2k
oyster wrote:Moving from Barnet to Kings Cross, eight miles, will double an insurance quote. Further to recent bad weather (five year history) makes my postcode amongst the uninsurable with some companies for property due to new flood risk.


Not surprised in King's Cross! :D

Make sure it's insured !

Posted: Sun Feb 15, 2015 6:56 pm
by Taz
Mate of mine told me on Friday about a guy he knows (and who I have seen around). He has a few shillings and so decided to treat himself to a Porsche 911. He sent an email to the insurers to notify them of the change of vehicle.

Took the 911 out for a spin, literally, as he hit some morning frost. Having frightened himself he thought that he would take it easy, so the next day, drove slowly in the morning and only gave it some stick in the afternoon - pity about the ice patch under the tress that had not thawed.

So the 911 does a few 180s and then goes off into the woods - well it hit a tree actually.

Driver calls the insurers to tell them about the problem to which they respond "sorry, no record of an email here".

£20,000 later ......

Posted: Mon Feb 16, 2015 8:57 am
by rhobgoblins
Always check what they've actually charged you for. I changed my bike with CN a little while ago and they charged me from memory £36.20. When the actual paperwork came through the Insurance part of that was £1.20 and they charged an administration fee of £35 on top - something which they didn't mention when I originally spoke to them.

Re: Make sure it's insured !

Posted: Mon Feb 16, 2015 9:14 am
by Blackal
Taz wrote:Mate of mine told me on Friday about a guy he knows (and who I have seen around). He has a few shillings and so decided to treat himself to a Porsche 911. He sent an email to the insurers to notify them of the change of vehicle.

Took the 911 out for a spin, literally, as he hit some morning frost. Having frightened himself he thought that he would take it easy, so the next day, drove slowly in the morning and only gave it some stick in the afternoon - pity about the ice patch under the tress that had not thawed.

So the 911 does a few 180s and then goes off into the woods - well it hit a tree actually.

Driver calls the insurers to tell them about the problem to which they respond "sorry, no record of an email here".

£20,000 later ......


Surely - he should have waited for confirmation that they accepted the risk? Did he really think that all he had to do - was tell them?

Weird!

Al

Re: Make sure it's insured !

Posted: Mon Feb 16, 2015 10:42 am
by er-minio
Taz wrote:Driver calls the insurers to tell them about the problem to which they respond "sorry, no record of an email here".

£20,000 later ......


Always call and ask for a written confirmation back.

Posted: Mon Feb 16, 2015 10:46 am
by bikemad99
If drivers had to pass an intelligence test as well as driving test,things would be a lot safer,and far less vehicles on the road.

Re: Insurance address change

Posted: Mon Feb 16, 2015 9:51 pm
by nab 301
sherpatensing wrote:Moved home (7 miles away from my old house) so phoned CN and changed address details. Charged over £40....! :shock:


That's fairly standard with CN and infact any insurer I deal with . It comes under discretionary administration charges in the small print. In general ,competition means the insurance companies are making very little on the policy but can claw back a little with admin charges.