Ade you never replied to the pm, are you not interested in it?
henry
FC or TPFT?
Moderators: Gromit, Paul, slparry
Interesting, I have thatcham lock and Datatool 3 alarm immobiliser... Could be down to living in a dodgy neighbourhood and having only 4 years NCB...
My car insurance is half its value every year TPFT
(cheap old car BTW)
Never got the PM as Inbox was full...
Will still take the hugger off your hands as some point in the near future. Will be in West London sometime nextweek.
Ade
My car insurance is half its value every year TPFT
(cheap old car BTW)
Never got the PM as Inbox was full...
Will still take the hugger off your hands as some point in the near future. Will be in West London sometime nextweek.
Ade
2000 R1100S Sport
1980 Vespa P125X
1980 Vespa P125X
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johnr1100s
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OK, just to update this for future reference:
Bike is garaged, no alarm, no mention of locks in case they stick a clause is saying they will lower the payout if it's not used, 9000m per year, Business use included, £4500 value
; CIA renewal came in at £231 TPFT (RSun Alliance) or £561 FC (NU).
Hastings Direct came in at £321 FC (£350 XS) & £220 TPFT (£350 XS).
Advantage (that's Hastings underwriter) also came in on other people's list (Motorcycle Direct, Bennetts, Insure) and GroupArmour (Carole Nash, Devitt). Premiums varied between £339 to £357 for Advantage (and XS from £325 to £400) and with GrpArmour from £333 to £388 (again with variations on XS).
Interestingly all gave TPFT with the same underwriter KGM, mostly close around £180 but 1 down at £140. Only Insure (the lowest of these quotes) actually told me that the policy would also cover up to 4 bikes. Nice to know.
Strangely there seemed to be no correlation between premium and excess sizes, i.e cheapest premium was not necessarily the highest XS.
As one last shot I tried Elite, nice big ads in Bike and the comic
(I had to have something to read in the puc one night!) online and they turned up £298 FC, but being silly o'clock I couldn't be pestered to fill in the buy-it details. Oh also with Advantage at £350 XS and TPFT with KGM again but an amazingly low £133!
Next day I get an email - "We think we can get you additional discounts....Please call....". One can but try, though I was sceptical. Ran through all the details again just to make sure and....£262 FC, only £175 XS with .... Norwich Union! The same people who CIA quoted me £561 to renew with them and someone else quoted £516!
So how come I get FC insurance for just over my F&T renewal?; how come I get an XS half what anyone else was quoting? How come there is so much variation even on XS from the same underwriter through different brokers?
I was so unsure I made sure they had the details right and checked the provision of the policy - pillions? check; other bikes? check; business use? check; legal cover? check; courtesy bike if it's sole transport, he added trying to sell it to me....
I'll tell you what, a shark couldn't have taken his arm off any better. Hope I don't have to test the service level, but if you need a quote give 'em a try http://www.aquote.co.uk
Bike is garaged, no alarm, no mention of locks in case they stick a clause is saying they will lower the payout if it's not used, 9000m per year, Business use included, £4500 value
; CIA renewal came in at £231 TPFT (RSun Alliance) or £561 FC (NU).
Hastings Direct came in at £321 FC (£350 XS) & £220 TPFT (£350 XS).
Advantage (that's Hastings underwriter) also came in on other people's list (Motorcycle Direct, Bennetts, Insure) and GroupArmour (Carole Nash, Devitt). Premiums varied between £339 to £357 for Advantage (and XS from £325 to £400) and with GrpArmour from £333 to £388 (again with variations on XS).
Interestingly all gave TPFT with the same underwriter KGM, mostly close around £180 but 1 down at £140. Only Insure (the lowest of these quotes) actually told me that the policy would also cover up to 4 bikes. Nice to know.
Strangely there seemed to be no correlation between premium and excess sizes, i.e cheapest premium was not necessarily the highest XS.
As one last shot I tried Elite, nice big ads in Bike and the comic
(I had to have something to read in the puc one night!) online and they turned up £298 FC, but being silly o'clock I couldn't be pestered to fill in the buy-it details. Oh also with Advantage at £350 XS and TPFT with KGM again but an amazingly low £133!
Next day I get an email - "We think we can get you additional discounts....Please call....". One can but try, though I was sceptical. Ran through all the details again just to make sure and....£262 FC, only £175 XS with .... Norwich Union! The same people who CIA quoted me £561 to renew with them and someone else quoted £516!
So how come I get FC insurance for just over my F&T renewal?; how come I get an XS half what anyone else was quoting? How come there is so much variation even on XS from the same underwriter through different brokers?
I was so unsure I made sure they had the details right and checked the provision of the policy - pillions? check; other bikes? check; business use? check; legal cover? check; courtesy bike if it's sole transport, he added trying to sell it to me....
I'll tell you what, a shark couldn't have taken his arm off any better. Hope I don't have to test the service level, but if you need a quote give 'em a try http://www.aquote.co.uk
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